Guide
A website that accepts M-Pesa
A buyer sends a screenshot and says the money is on its way. Mybizna gives you a website that accepts M-Pesa, Visa, Mastercard, Apple Pay and cash on delivery. The money is paid to your own M-Pesa number or bank account. You add your payout number once, and the checkout does the rest.
KSh 0 to start,
no card.
How a buyer pays on a website that accepts M-Pesa
At checkout, the buyer chooses M-Pesa and pays from their own phone. Until your ID is approved, the page shows them a paybill and account number. They pay from their M-Pesa menu.
Once your ID is approved, the prompt lands on their phone and they enter their PIN. Either way, the order turns Paid only when the payment is confirmed. A screenshot is not money. Paid is.
M-Pesa switches on when you add your payout number or bank account, and agree to the fees. That takes a minute in Money. You do not need a till or paybill of your own.
Paystack handles the payments. So the buyer never sends money to a personal number. They never have to trust a screenshot either.
Cards and cash work too
A buyer with a Visa or Mastercard pays on a card page the same way. So does a buyer with Apple Pay on an iPhone. Cash on delivery works from the day you sign up, before any payout account. Its limits start small and grow as you get verified.
When you send a cash order out, the buyer gets a text. It says the exact amount to pay at the door. It also gives the rider’s name, if you add one.
Where your money lands, and when
Online payments are paid to your M-Pesa or bank. They arrive about two working days after each sale, once your ID is approved. Open Money to see what is on its way.
On the Free plan, Mybizna’s fee is 3.9% of an online payment. Paystack takes 1.5% on M-Pesa and 2.9% on Kenyan cards. Mybizna adds nothing to that. Cash carries no Mybizna fee. Every order shows what you keep after the fees.
Why not add M-Pesa to a website yourself?
People who added M-Pesa to their own website talk of slow pages and failed attempts. Mybizna’s checkout is already built and already live. It has M-Pesa, cards and cash on one page. It also handles receipts, order texts and the payout to your account.
You add products and share a link. Keeping it all working is our job.
How it works
Sign up free
Use your phone number and the code we text, or email, Google or Apple. No card is needed.
Add your products
Give each one a photo, a name, a price and its sizes or colours. Each gets a page and a link.
Add your payout number
Add your M-Pesa number or bank account in Money, and agree to the fees. M-Pesa and card then appear at checkout.
Get verified
Add a national ID or passport and a selfie. Once your ID is approved, buyers get the M-Pesa prompt. Your payouts start then too.
Share the link
The next buyer pays from your page. The order turns Paid once the payment is confirmed.
Questions
- Do I need my own paybill or till number?
- No. Payments go through Paystack. Your money goes to your personal M-Pesa number or bank account. A business account works too.
- Can a buyer pay from the M-Pesa menu instead of a prompt?
- Yes. Before your ID is approved, every M-Pesa payment works that way. The page shows a paybill and account number. After approval, the buyer gets the prompt. The paybill stays as a backup.
- Which cards can buyers pay with?
- Visa and Mastercard, Kenyan and international, and Apple Pay. The buyer pays on a card page. Nothing is typed on your website.
- When does an order show as Paid?
- When Paystack confirms the payment. Not when the buyer says they have sent it, and not on a screenshot.
- How much does it cost to accept M-Pesa?
- On Free, Mybizna takes 3.9% of an online payment. Paystack also charges 1.5% on M-Pesa or 2.9% on Kenyan cards. Cash is free. A paid plan lowers Mybizna’s fee.
